credit rating. An evaluation of a potential borrower’s ability to repay debt, prepared by a credit bureau at the request of a lender. [Cases: Credit Reporting Agencies 1–4. C.J.S. Credit Reporting Agencies; Consumer Protection §§ 2–22.]
credit rating 信用评级 通常由信用评级机构对个人或经济实体的偿债能力、偿债的及时性及以往履行情况进行分析，供商人、供应商和银行据此可决定是否给以贷款或决定贷款限额。
rating n. (1)信誉评价；信用等级(→credit rating) (2)(公职候选人的)评定得分；(书面)测试结果 (3)(船只的)状况评定(以确定可保险性) (4)等级；品级；军阶
A high-risk, high-yield subordinated bond issued by a company with a credit rating below investment grade. — Also termed junk bond; high-yield debt obligation.
investment grade bonds 投资级债券 在权威的债券评级机构对发行人的信用评级中被评为高级、适合谨慎投资者投资的债券。在美国，被标准普尔〔Standard & Poor〕公司评为BBB级以上和被穆迪投资服务公司〔Moody’s Investor Service〕评为BAA级以上者属投资级债券。 (→credit rating)
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信用评级，信用报告 英语：credit rating/report 法语：cote de crédit/rapport de solvabilité 德语：Kreditauskunft, Bonitätsprüfung, Kreditwürdigkeit 意大利语：relazione di moralità commerciale/credito di cui gode un’azienda 西班牙语：clasificación crediticia
confirmation, n. 1. The act of giving formal approval (Senate confirmation hearings). [Cases: United States 35. C.J.S. United States §§ 23, 53, 56–57.] 2. The act of verifying or corroborating; a statement that verifies or corroborates (the journalist sought confirmation of the district attorney’s remarks). 3. The act of ratifying a voidable estate; a type
separation of patrimony. Civil law. The act of providing creditors of a succession the right to collect against the class of estate property from which the creditors should be paid, by separating certain succession property from property rights belonging to the heirs. [Cases: Descent and Distribution 137. C.J.S. Descent and Distribution § 123.]
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